In brief
Quick Start generates a retirement projection from five inputs in under a minute — enter your age, target retirement age, total pension value, annual spending, and expected growth rate to see a starting projection.
Steps
- Navigate to Quick Start from the main navigation.
- Enter your current age — the starting point for the projection.
- Enter your retirement age — when you expect to stop working. Contributions stop and withdrawals begin at this age.
- Enter your total pension value — the combined value of all your pension pots (SIPP, workplace). Estimate if you are not sure.
- Enter your annual spending — how much you expect to spend per year in retirement, in today's money.
- Enter your expected growth rate — the annual investment return you want to assume.
- Select Run to generate the projection.
Quick Start creates a profile and a single scenario with these assumptions. The projection runs immediately. Quick Start uses simplified assumptions — it does not include ISAs, property, State Pension timing, or detailed life events. It is a starting point, not a final answer.
What to check afterwards
The result shows whether your pension is projected to last through your expected lifetime. To add more detail, select Refine this projection or navigate to Assets to enter your full asset register. From there you can add ISAs, cash savings, property, and employment income; add life events such as State Pension start date or lump sum withdrawals; and create additional scenarios to compare alternatives side by side.