In brief
Enter your date of birth and a nickname — if you are modelling as a couple, add your partner here too. Everything else (retirement age, State Pension age) is set per scenario.
Steps
- Navigate to Profile from the main navigation.
- Enter your date of birth. The app uses this to calculate your current age, your retirement age, and how many years the simulation runs. FutureClear uses date of birth solely for age calculations within your projections.
- Enter a nickname — for example, your first name. This is displayed throughout the app to distinguish your assets and income from a partner's, particularly in couples mode. It does not affect any calculations.
- To model as a couple, locate the partner section and enter your partner's date of birth and nickname.
- If relevant, indicate whether you are married or in a civil partnership — this affects Marriage Allowance calculations in scenarios.
- Select Save.
Retirement and State Pension age — these are not set in the profile. Set them in each scenario via life events: add a RETIREMENT life event with the date you expect to stop working, and set the State Pension start age within the State Pension asset (default 66, rising to 67 by 2028). This allows different scenarios to model different retirement ages without changing your profile.
Removing a partner — you can remove a partner from your profile at any time. This switches the app back to single-person mode. Existing couple scenarios will need to be reviewed, as the partner's assets and events are part of those scenarios.
What to check afterwards
Confirm your date of birth is correct — an incorrect year shifts all age calculations across every scenario. If you are modelling as a couple, confirm the partner profile appears on the Profile page. Updating your date of birth flows through to future simulations but does not automatically update existing scenario results.